Registered Products

See below to learn more about the variety of investment products we offer! 

For more information or to book an appointment with one of our investment specialists, please contact us.

RRSP Expand/Collapse

A Registered Retirement Savings Plan (RRSP) is a government approved plan through which you save money for your retirement year.  An RRSP also:

    - offers tax relief
    - shelters your income
    - can be used towards the purchase of your home
    - can be used to fund your education

These accounts are available in most investments types including variable savings accounts, term deposits and mutual funds*

*Mutual funds are offered through Credential Asset Management Inc

We also offer RRSP loans to help you start or boost your RRSP savings strategy!

RRIF Expand/Collapse

After your 71st birthday, you’ll need to convert your RRSP into a Retirement Income Option. One of these options is a Registered Retirement Income Fund (RRIF). In a RRIF:

    - your funds remain tax sheltered
    - you’re still in control of how they’re invested

You can control the withdrawal amount and frequency of payments, but anything you withdraw is considered income and subject to taxes.   

** You must withdraw at least the annual minimum amount**

These accounts are available in most investments types including variable savings accounts, term deposits and mutual funds*

*Mutual funds are offered through Credential Asset Management Inc.

LIRA Expand/Collapse

A Locked in Retirement Account is an account for funds that have been transferred from a pension plan.

These accounts are available in most investments types including variable savings accounts, term deposits and mutual funds*

*Mutual funds are offered through Credential Asset Management Inc.

RESP Expand/Collapse

A government-approved plan providing post-secondary education funding for a beneficiary.  These plans are eligible for the Canada Education Savings Grant (CESG).

•    you can contribute up to a lifetime maximum of $50,000 per child
•    you can receive up to $500 per beneficiary per year from the Canadian Education Savings Grant
•    all the money earned within the plan grows tax-free until it’s withdrawn
•    income earned within the plan is not taxed until it is withdrawn.

These accounts are available in most investments types including variable savings accounts, term deposits and mutual funds*

*Mutual funds are offered through Credential Asset Management Inc.

TFSA Expand/Collapse

A Tax Free Savings Account allows you to:

•    earn income tax-free
•    contribute a maximum per year
•    carry your unused contributions forward indefinitely

These accounts are available in most investments types including variable savings accounts, term deposits and mutual funds*

*Mutual funds are offered through Credential Asset Management Inc.
 

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