CAP MasterCard with optional Choice Rewards- Come and apply for a MasterCard and collect Choice Reward points that can be redeemed for brand name merchandise, air travel, cruises, car rentals, hotels or make a donation to a national charity. There are many different options for limits and card options. Ask our lending staff for more information.
On your personal, business or farm account the LeRoy Credit Union Limited can offer you overdraft protection on your chequing account. Once your application has been approved, funds are available immediately.
You can borrow to maximize your unused RRSP contribution room at rates as low as Prime with up to 10 years to repay. We also offer an RRSP Quick Loan which will allow you to disburse every year to top up your RRSP without re-applying for a loan.
Consumer loans are available to help you with timely purchases of things you require immediately such as the purchase of a new car, truck, boat, snowmobile, or motor home. Finance your vacation or consolidate your debt to make payments more affordable. Consumer loans spread the cost of these items over a planned repayment period and offer competitive rates. You are entitled to prepay consumer loans with no penalty.
LeRoy Credit Union offers student loans of a maximum $10,000 per student per year to a total of $40,000. While in school, only interest payments monthly are required. Repayment starts 6 months after completing school, with flexible repayment terms up to 10 years. All Student loans require confirmation of school enrollment annually. All funds available are based upon approved credit.
Business or Ag Loans can be used for the purchase of equipment, land, or operating. The LeRoy Credit Union has different options, such as lines of credit, quick loans or term loans. Ask about Farm Improvement Loans (FIL) or Business improvement loans (BIL).
Whether you are purchasing your first home, upgrading to a better home to suit your family needs or a new home, The LeRoy Credit Union can provide you with a mortgage and help you decide how much of a home you can afford given where you are in life. Our interest rates are competitive with options of variable, and 1 to 5 year fixed rates. Ask us about the CANADIAN MORTGAGE AND HOUSING PROGRAM (CMHC). We can also set an easy payment plan which will take care of your taxes.