MEMBER CARD® debit card
Provides access to your Credit Union account through Automated Teller Machines (ATMs) across Canada and worldwide. Your PIN (personal identification number) gives you confidential access to your accounts. You can make purchases at retailers displaying the INTERAC® Debit symbol. Transactions are debited out of your account immediately and all transactions are reported on your monthly statement. There is no annual fee.
Our MEMBER CARD® debit cards are now enhanced with INTERAC Flash® technology.
INTERAC Flash® technology
This service allows you to conveniently and securely make smaller everyday purchases at select merchants without having to insert your card or PIN. Simply tap your card at a reader which supports INTERAC Flash® services – it’s quick and safe. Simply hold your card in front of the terminal, and a beep and/or “approved” message on the terminal will confirm that your transaction is complete. Your purchase is automatically debited from the account you normally use for debit card transactions.
As an additional layer of security, whenever the spend limit for INTERAC Flash® transactions is reached, you will be prompted to enter your PIN, to validate that you are the legitimate cardholder.
The maximum amount per purchase using the INTERAC Flash® services is $100. On top of that, there is a cumulative spend limit of $200. Once this limit is reached (regardless of time in which it is reached), you will be asked to insert your card and enter your PIN to complete the transactions.
Contact us for more information.