LeRoy Credit Union

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Deposit Services

Around here we all share the same dream - we want to make a better life for ourselves, our families and our community.  We call it hometown spirit.

LeRoy Credit Union is your community credit union with hometown spirit!  We offer the latest financial services and competitive interest rates.  We offer internet services, ATMs, mobile banking, direct deposit and direct withdrawals.  But we offer one more thing even the latest technology can't provide - a spirit of helpfulness and personal service.  Member serving member.

Catch the hometown spirit!

Membership Share

All members share in the success of LeRoy Credit Union which is member owned and controlled.  By making an investment of $25.00 to purchase five refundable shares, members may vote at meetings, become directors and are eligible for patronage allocations.

Surplus Shares

Members can earn an allocation to equity based on their total interest paid and received, excluding registered plans.  They also receive interest on their equity balance.

Personal Chequing

A convenient chequing account that provides members with a fast and simple way of paying monthly bills and day-to-day expenses.  These can be set up for personal, farm or business accounts.

Maximizer Chequing

A chequing account that earns tiered interest which is calculated on the daily closing balance and paid monthly.  These accounts can be set up for personal, farm or business accounts.

Plan 24

A savings account for members who make frequent deposits and withdrawals.  Interest is calculated on the daily closing balance and paid monthly with no minimum balance required.

Special Savings

A savings account that earns interest on the minimum monthly balance which is paid semi-annually.

US Account

A Maximizer Chequing account held in US dollars available on both personal and business accounts.  Interest is calculated on the minimum daily closing balance and paid monthly.

Trust Accounts

There are various account options for trust accounts.  Please contact the office for further information

Cards & Electronic Services

 

ELECTRONIC SERVICES

You can get hometown service on your home computer with MemberDirect, our online banking service. It’s just a click away. You can pay bills and check real time balances, as well as perform other transactions. Are you online with us yet?

  
MemberDirect
This service allows you access to your accounts online from our website: www.leroycu.ca. Online banking allows you to inquire on account history, make transfers and pay bills. Please inquire in branch to sign up.
 
E-Statements
Electronic Statements are available for all members by signing on to MemberDirect. You also have the option to go paperless. Contact us for more details.
 
ATM Services
Get fast access to cash 24/7. You are also able to deposit and make transfers at the ATM.
 

Mobile Banking
Allows you to check your account balances on your cell phone from a single text message. It is fast, easy and convenient. You can sign up for free on MemberDirect. Standard Text messaging rates may apply.

 

CARDS

At LeRoy Credit Union Limited, we’re all about financial service with hometown spirit. It’s all here and it all comes with the service you won’t find anywhere else. Come in and let’s talk.

Catch the hometown spirit!
  
MEMBERCARD DEBIT CARD
Provides access to your Credit Union account through Automated Teller Machines (ATMs) across Canada and worldwide. Your PIN (personal identification number) gives you confidential access to your accounts. You can make purchases at retailers displaying the Interac Direct Payment symbol. Transactions are debited out of your account immediately and all transactions are reported on your monthly statement. There is no annual fee. Renewal cards will be the new chip cards. One free replacement card is allowed per year.
 
Features:
 
* Buyer Protection
This coverage offers protection on the purchase of most retail items - and that includes gifts. For a full 90 days after the purchase the item is protected if it's stolen, dropped, broken or even consumed in a fire.
 
* Extended Warranty
Doubles the warranty period of a purchased item up to one entire year, as long as the manufacturer's warranty is valid in Canada for five years or less.
 
 
GLOBAL PAYMENT MASTERCARD

The GLOBAL PAYMENT MasterCard card offers you the convenience, flexibility and worldwide global acceptance of a traditional MasterCard credit card. GLOBAL PAYMENT MasterCard can be used anywhere MasterCard is accepted including shopping online and accessing cash at an ATM. But, unlike the traditional MasterCard credit card, the funds are automatically moved from your credit union account to pay off the balance after the transaction is completed. GLOBAL PAYMENT MasterCard is a convenient extension of your account and is only available through your credit union.

Features:
 
* MasterPurchase
90-day Purchase Protection against theft and damage for items purchased with your card. Items will be replaced or repaired, or you will be reimbursed the purchase price. Items given as gifts are also covered. Some limitations apply.
 
* MasterTrip
Includes Accidental Death Insurance, Common Carrier Travel Accident Insurance, and Baggage Delay.
 
* Master RoadAssist
24-hour roadside assistance at pre-set rates. You can access the service via a toll-free number. Service is charged to your MasterCard account. No membership fee.
 
* Extended Warranty
The manufacturer's warranty is automatically extended for up to two additional years for items purchased with your MasterCard card. Items must have a valid warranty in Canada. Some limitations apply.
 

For more information about Global Payment MasterCards contact us or visit www.cuets.ca.

 

CREDIT CARDS

Applications are available for MasterCard Credit Cards through LeRoy Credit Union. The Choice Rewards program allows you to collect points every time you use your MasterCard. These points can be used to purchase items available in the Choice Rewards catalogue including TVs, cameras, gift cards, travel and hotels. Credit card limits are based on your annual income and credit history. Make an appointment with one of our lenders to apply!

 

BUSINESS MASTERCARDS

Now available! Make an appointment with one of our lenders today.

 
 
TO REPORT A CARD LOST OR STOLEN:
1-800-LOST-111 (1-800-567-8111)
1-306-566-1276 (collect)